Medicare Parts A and B: Key Details

• Part A Premium: Usually free if you meet certain requirements.
• Part A Deductible: $1676
• Standard Part B Premium: $185 (can be higher based on previous income).
  • Coverage: Pays 80% of most medical bills.
  • Your Share: You pay the remaining 20% of costs, with no yearly limit on out-of-pocket expenses.
• Part B Deductible: $257

Options to Enhance Your Coverage:

• Medicare Supplement Insurance (Medigap): Can help cover your share of costs.
• Drug Coverage (Part D): Join a separate plan for prescription drugs. Avoid penalties by enrolling when first eligible.

Flexibility and Access:

• Nationwide Access: Use any doctor or hospital that accepts Medicare, anywhere in the U.S. No networks required.